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Personal - Checking

Checking Accounts
 

•  Basic Checking:

This is a non-interest bearing account with no minimum balance requirements.
Detail information on fees and restrictions will be available upon request by calling our Customer Service representatives at (718) 267-ALMA (2567). You may also stop by any of our branch locations near you during normal business hours.
 

• Advantage Checking:

This is a non-interest bearing account with low minimum balance requirements.
Detail information on fees and restrictions will be available upon request by calling our Customer Service representatives at (718) 267-ALMA (2567). You may also stop by any of our branch locations near you during normal business hours.
 

•  Personal Checking:

This is a non-interest bearing account with unlimited check writing privileges.
Detail information on fees and restrictions will be available upon request by calling our Customer Service representatives at (718) 267-ALMA (2567). You may also stop by any of our branch locations near you during normal business hours.
 

•  Personal NOW:

This is a variable rate account with unlimited check writing privileges. The interest rate and annual percentage yield (APY) may change without notices. Daily balance less than $1,000.00 will not earn interest or annual percentage yield. To obtain the annual percentage yield disclosed, you must maintain a minimum daily balance of $1,000.00. We use the daily balance method to calculate interest on this account. This method applies a daily periodic rate to the balance in the account at the end of each day. We credit interest monthly on the day the statement closes on a 365/365 basis (366/366 in leap years.) Interest begins to accrue on the business day you make a deposit. Fees may reduce earnings.
Detail information on fees and restrictions will be available upon request by calling our Customer Service representatives at (718) 267-ALMA (2567). You may also stop by any of our branch locations near you during normal business hours.
 

•  Personal Money Market:

This is a tiered variable rate account with limited check writing privileges. The interest rate and annual percentage yield (APY) may change without notices. Daily balance less than $1,000.00 will not earn interest or annual percentage yield. To obtain the annual percentage yield disclosed, you must maintain a minimum daily balance of $1,000.00. We use the daily balance method to calculate interest on this account. This method applies a daily periodic rate to the balance in the account at the end of each day. We credit interest monthly on the day the statement closes on a 365/365 basis (366/366 in leap years.) Interest begins to accrue on the business day you make a deposit. Fees may reduce earnings.
Detail information on fees and restrictions will be available upon request by calling our Customer Service representatives at (718) 267-ALMA (2567). You may also stop by any of our branch locations near you during normal business hours.
 

Additional Information

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